Stewart.Chibanda
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Stewart.Chibanda

Author, speaker, and entrepreneur. Life-changing books on leadership, entrepreneurship, and personal growth.

stewartchibanda@yahoo.com
Blantyre, Malawi
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© 2026 Stewart Chibanda. All rights reserved.
The Mindset Change Project
Paying is easy

How to pay

If you are based in Malawi you do not need dollars and you do not need a bank card. You can pay in Malawi Kwacha straight from your phone using Airtel Money or TNM Mpamba. It takes about two minutes.

Kwacha or Dollars
Pay in MK or in USD — you choose at checkout.
Phone or card
Airtel Money, TNM Mpamba, Visa or Mastercard.
Your money is safe
Handled by PayChangu. We never see your PIN.
What it costs

One payment. No surprises.

Choose how long you want to read for. Pay the Kwacha price or the Dollar price — whichever you pick at checkout is what you pay.

30 days
MK6,925
or $3.95
Best value
60 days
MK12,550
or $7.11
90 days
MK18,750
or $10.67

Prices are per book and are paid once for the days you choose.

In Malawi

Pay in Kwacha

Use Airtel Money or TNM Mpamba on your phone. No bank card and no dollars needed — just money on your mobile wallet.

Outside Malawi

Pay in US Dollars

Use any Visa or Mastercard. Tap USD on the book page and the price switches to Dollars before you pay.

Same book, same reader — only the way you pay is different.

Step by step

Eight small steps

Take your time. Nothing is taken from your phone until you enter your PIN.

  1. 1

    Create your account

    Click Sign Up and enter your name, your email and a password you will remember. It is free. You only do this once.

  2. 2

    Open the book you want

    Go to Books and tap the one you want to read. Most books have a free sample — you can read a few pages first before you pay anything.

  3. 3

Ways you can pay

Airtel Money

In Malawi

Pay in Kwacha from your Airtel line. You approve it with your Airtel Money PIN.

TNM Mpamba

In Malawi

Pay in Kwacha from your TNM line. You approve it with your Mpamba PIN.

Visa or Mastercard

Anywhere

Pay in US Dollars from anywhere in the world — or in Kwacha with a Malawian bank card.

If something goes wrong

It is usually a small thing. Try this first.

The money left my phone but the book did not open.

Wait about two minutes and refresh the page, then check My Books. Mobile money sometimes takes a moment to confirm. If it is still locked, message us with the phone number you paid from and the time you paid — we will open it for you.

I started paying but did not finish.

Go to My Books. Under 'Finish your payment' you will see it waiting, with a button to complete it. Nothing has been taken from you yet.

I typed the wrong PIN, or I cancelled.

Nothing was taken. Just open the book again and press pay to start over.

It says I do not have enough money.

Put money on your Airtel Money or Mpamba wallet first, then come back and press pay again. Remember the mobile money provider may add a small charge of their own.

My card was declined.

Many cards block online payments to other countries until you allow it. Call your bank and ask them to enable international online payments, then try again. Ensure your Visa or Mastercard is 3-D Secure. If you are in Malawi, mobile money is usually the easier route.

I do not have mobile money at all.

Someone with mobile money can pay for you — just make sure you are logged in to your own account before the payment starts, so the book lands in your account.

Questions

Questions people ask

Do I need dollars?+
Only if you want to pay in dollars. Tap MWK on the book page and the price shows in Malawi Kwacha, which you can pay with Airtel Money or TNM Mpamba. Tap USD and it shows in US Dollars for a Visa or Mastercard. Both are real options — pick one.
Do I need a bank card?+
No. Airtel Money or TNM Mpamba on your phone is enough. A Visa or Mastercard also works if you prefer it, or if you are paying from outside Malawi.
I am outside Malawi. Can I still buy a book?+
Yes. Tap USD on the book page and pay with any Visa or Mastercard. Everything else works exactly the same, and you read the book in the same place.

Still stuck? Just ask.

Send us a message with your name and what happened. A real person will help you finish your payment.

WhatsApp us Email usContact form

Or call +265 882 463 345

Choose how many days you want

Pick 30, 60 or 90 days. This is not a monthly subscription. You pay one time for the days you chose, and nothing is taken from your phone again after that.

  • 4

    Choose the money you want to pay with

    On the book page there is a small switch that says MWK and USD. If you are in Malawi, tap MWK and the price shows in Kwacha. If you are paying from outside Malawi, tap USD for the price in US Dollars. Both work — pick the one that suits you.

  • 5

    Press the pay button

    You will be taken to PayChangu — this is the company that safely collects the money. It is a normal part of the process. Do not close the page.

  • 6

    Pick mobile money or a card

    Paying in Kwacha? Choose Airtel Money or TNM Mpamba and type the phone number that has the money on it. Paying in Dollars? Choose card and enter your Visa or Mastercard details. Check the number carefully before you continue.

  • 7

    Approve it

    With mobile money, a message comes to your phone — enter your mobile money PIN there. With a card, your bank may send you a one-time code by SMS or in its app. Your PIN, your code and your card number stay between you and your bank; this website never sees them.

  • 8

    Start reading

    After a few seconds you are brought back and the book opens. You can also find it any time under My Books. Read on your phone, tablet or computer.

  • Will money be taken from me every month?+
    No. You pay one time for the days you chose. Nothing repeats on its own. When your days finish, you decide whether to pay again.
    What happens when my days finish?+
    The book simply closes and asks you to buy more days. Your account and your reading position stay where they are.
    Can I read the book on my phone?+
    Yes. The reader works on a phone, a tablet and a computer. You read inside your account, so you can log in from any device.
    Can I download the book as a file?+
    No. The books are read online inside your account. This is to protect the author's work from being copied and shared.
    Is my money safe?+
    Yes. Payments are handled by PayChangu, a licensed Malawian payment company. This website never sees your PIN or your card number.
    Can someone else pay for me?+
    Yes. Log in to your own account first, then use any phone number that has mobile money on it when the payment page asks. The book goes to the account that was logged in.